The latest Cotality Home Value Index (July 2025) has confirmed what many in Moreton Bay already sensed: confidence is back in the property market. With falling interest rates, increasing buyer activity, and strong local value growth, the real estate landscape in Moreton Bay is not just steady, it’s thriving.
Crown Properties, a proud specialist in the Moreton Bay region, is here to break down what the current data means for homeowners, investors, and buyers looking to make a smart move in this dynamic and resilient pocket of Southeast Queensland.
Growth Rebound Led by Regional Strength
Across Australia, property prices continued their upward trajectory in Q2 2025, rising 1.4% nationally. But the standout regions? Regional Queensland, home to Moreton Bay, saw quarterly growth of 2.0%, outperforming the combined capital city average.
This is part of a broader trend that sees regional areas like Moreton Bay maintaining steady growth thanks to strong demand, lifestyle appeal, and relatively affordable housing compared to capital city markets.
Moreton Bay’s Star Suburbs Shine
In the Greater Brisbane area, suburbs within the Moreton Bay region are leading the charge. According to Cotality’s top 10 Greater Brisbane suburbs by annual value growth, two Moreton Bay standouts are featured:
- Redcliffe: Median value now sits at $912,795, with an impressive 11.2% annual increase.
- Strathpine: Median value has grown 9.4% year-on-year to $800,816.
This type of growth reflects strong buyer demand for lifestyle suburbs offering coastal proximity, infrastructure upgrades, and family-friendly amenities—all hallmarks of the Moreton Bay lifestyle.
Despite national affordability challenges, Moreton Bay offers a compelling value proposition. With a median value still well below Sydney’s $1.2M or Melbourne’s $796K, the region delivers more home for your money—whether it’s a spacious family home in Kippa-Ring or a beachside apartment in Scarborough.
Buyers are increasingly recognising this, especially with falling interest rates now improving borrowing power and serviceability.
Lower Interest Rates = Renewed Confidence
Cotality’s data confirms what savvy investors and homeowners are already acting on: rate cuts are reinvigorating the market. The first cut in February and a second in May helped fuel five consecutive months of growth. Financial markets now anticipate the cash rate could fall to around 3.1% by December and 2.9% by early 2026.
According to Cotality’s research director Tim Lawless, “Lower debt servicing costs, along with reduced cost-of-living pressures, should support consumer sentiment and high-commitment decision making.”
Crown Properties has seen this play out firsthand, with open home attendance up and buyer inquiries growing month on month.
Low Supply Supports Strong Seller Conditions & Solid Returns for Investors
While demand is rebounding, supply remains constrained. Nationally, advertised stock is down 5.8% year-on-year and a full 16.7% below the five-year average. In Moreton Bay, this means sellers are in a strong position to command competitive offers, particularly when working with local agents who know how to market the area’s lifestyle advantages.
Auction clearance rates are also on the rise, holding steady in the mid-60% range—another signal of increasing buyer urgency.
Gross rental yields in Brisbane now sit at 3.7%, and Moreton Bay’s mix of affordable purchase prices and tight rental supply offers even greater upside. With Redcliffe, Strathpine, and surrounds attracting both renters and owner-occupiers alike, landlords can expect stable tenancies and rising rents over the medium term.
In fact, Brisbane recorded a 2.0% lift in rents over the quarter, and a solid 3.4% annual increase—making property in Moreton Bay not just a lifestyle investment, but a financial one too.
What’s Ahead for Moreton Bay?
Looking ahead, the outlook remains optimistic. Inflation is trending within the RBA’s target range, interest rates are expected to drop further, and the tight labour market is bolstering buyer confidence. Cotality forecasts suggest national home value growth could annualise at 5.8%—and Moreton Bay, with its strong fundamentals, could very well exceed that.
However, Crown Properties cautions that low housing stock and the ongoing undersupply of new builds may place upward pressure on prices. That makes now a strategic time to buy before the next wave of growth kicks in.
With decades of combined experience in the Moreton Bay market, Crown Properties is uniquely positioned to help buyers and sellers navigate this period of renewed growth.
We’re not just agents—we’re locals who live, work, and invest in the same streets and suburbs we sell. We understand what makes this region special, and we bring that insight into every appraisal, every negotiation, and every campaign.
The July 2025 Cotality Home Value Index confirms what Crown Properties has known for months: Moreton Bay is surging forward on the back of strong fundamentals. From lifestyle-driven migration to smart investment returns, it’s a market brimming with opportunity.
Whether you’re looking to upgrade, invest, downsize, or buy your first home, Moreton Bay is proving time and again that it’s not just a great place to live—it’s a great place to grow your future.
Let Crown Properties be your trusted guide in this exciting chapter.
